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Gap coverage for a new vehicle pays the difference between the actual cash value of the vehicle and the amount left on your car loan if your vehicle is totaled.

Due to the sharp decline in the value of a car immediately after purchase, there is generally a period in which the amount owed on the car loan exceeds the value of the vehicle, which is called "upside-down" or negative equity.

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Take it date by date to see where things go naturally. Set the rules for yourself and create your own playbook.


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You need to be friends with her initially and see if you could then shift the current relationship to the next level or not.